IDFC FIRST Bank Hiring Associate Relationship Manager – MEL | Fresher Banking Job in Telangana

Associate Relationship Manager – Micro Enterprise Loan (MEL) at IDFC FIRST Bank | Nizamabad | Hiring Now

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🏛️ About IDFC FIRST Bank

IDFC FIRST Bank is one of India’s fastest-growing private sector banks, committed to delivering superior banking experiences across urban and rural markets. We are building a sustainable financial ecosystem with innovation, digital enablement, and inclusive banking solutions at the core.

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📋 Job Overview

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🎯 Job Purpose

As an Associate Relationship Manager – Micro Enterprise Loan, you will play a pivotal role in expanding rural banking presence by identifying business opportunities in underserved regions. You’ll work closely with customers, assess their financial needs, promote savings and loan products, and strengthen IDFC FIRST Bank’s rural outreach strategy.

This is an ideal fresher banking job for graduates seeking career growth in the financial services sector.

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🧾 Key Responsibilities

• Conduct zoning and field activity to map household banking needs

• Assist in business loan assessments and end-user verification post-disbursal

• Promote cross-selling of banking products based on customer profiles

• Acquire new accounts and drive deposits and savings in rural markets

• Encourage the use of digital/online banking channels

• Ensure high collection efficiency and loan repayment discipline

• Support branch-level sales and customer retention goals

• Prepare and verify accurate loan documentation

• Maintain compliance and coordinate with operations for timely data entry

• Collect market intelligence and share competitor benchmarks

• Assist in community development initiatives by the bank

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🎓 Eligibility & Qualifications

• Graduation from any stream (BA / BCom / BBA / BSc / BTech / BE)

• 0 to 1 year of experience in branch banking or rural finance is preferred

• Strong interpersonal and communication skills

• Passion for fieldwork, rural development, and financial inclusion

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🌟 Why Join IDFC FIRST Bank?

• Excellent entry point into relationship management roles

• Structured career path with a focus on rural market development

• Exposure to digital transformation in banking

• Opportunity to be part of a purpose-driven, high-growth organization

• Competitive salary with incentives linked to performance

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📌 Ready to Build a Career in Banking? Apply Now!

Are you a graduate looking for a high-growth career in rural finance or an opportunity to make a real difference in communities through inclusive banking? Join IDFC FIRST Bank as an Associate Relationship Manager – MEL and start your career in one of India’s most forward-looking banks.

Click “Apply” and take your first step into a meaningful and rewarding banking career.

Apply Link – Click Here – IDFC FIRST BANK

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