Razorpay Junior Analyst Risk Management Recruitment 2026 | Freshers

Razorpay Junior Analyst Risk Management Recruitment 2026 | Freshers | Apply Online

Introduction

Razorpay has announced its Junior Analyst – Risk Management Recruitment 2026 for the Bengaluru office. This is an excellent opportunity for fresh graduates who want to build a career in the fast-growing fintech industry. Candidates searching for IT Jobs, Graduate Jobs, Banking Jobs, Fintech Jobs, Risk Analyst Jobs, Customer Support Jobs, and Operations Jobs should consider applying.

As a Junior Analyst in the Risk Management team, you will monitor transactions, identify potential fraud, support dispute resolution, coordinate with partner banks, and help strengthen Razorpay’s fraud prevention processes. The role provides valuable exposure to payment systems, financial risk operations, fraud detection, and customer interaction while working at one of India’s leading fintech companies.

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Quick Recruitment Snapshot

About the Role

As a Junior Analyst in Risk Management, you will monitor payment transactions to identify suspicious activities, investigate fraud indicators, and support customer dispute resolution. You will work with merchants, partner banks, and internal teams to ensure secure payment processing while helping minimise financial risk.

This role is ideal for graduates who are interested in fintech, fraud prevention, payments, and financial operations. It provides practical experience in risk analysis, transaction monitoring, chargeback management, and customer communication within a fast-paced environment.

Key Responsibilities

• Monitor merchant and customer transactions to identify potential fraud and risk.
• Investigate transaction discrepancies and support dispute resolution.
• Coordinate with partner banks and Cybercell for chargeback management.
• Communicate with merchants and customers to resolve transaction queries.
• Support timely recovery processes to minimise financial losses.
• Identify suspicious activities and escalate them appropriately.
• Recommend process improvements to strengthen fraud prevention.
• Maintain accurate records and follow compliance procedures.

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Qualification Requirements

• Bachelor’s degree in any discipline.
• Fresh graduates are eligible to apply.
• Knowledge of customer support tools or CRM platforms such as Freshdesk is beneficial.
• Basic understanding of chargebacks, payment disputes, Visa/Mastercard guidelines, and fraud-related processes is an advantage.
• Excellent verbal and written communication skills.
• Strong analytical thinking and attention to detail.
• Good organisational and multitasking abilities.

Before applying, ensure your resume highlights your internships, certifications, communication skills, analytical abilities, and relevant academic projects. Read these Resume Tips for Freshers: What to Include and Avoid to improve your chances of getting shortlisted.

Skills to Highlight in Your Resume

• Risk Analysis
• Fraud Detection
• Transaction Monitoring
• Customer Relationship Management (CRM)
• Freshdesk
• Chargeback Handling
• Communication Skills
• Attention to Detail
• Problem Solving
• Customer Support

Building expertise in Fraud Analytics, Financial Technology, Artificial Intelligence, Data Analytics, Risk Management, Business Intelligence, and Digital Payments can significantly improve your future career opportunities. Explore the Highest Paying Skills in 2026 to prepare for high-growth careers.

Why Consider This Opportunity?

Razorpay is one of India’s leading fintech companies, powering millions of businesses with innovative payment and financial solutions. Working in the Risk Management team provides hands-on exposure to digital payments, fraud prevention, banking operations, and financial technology while collaborating with experienced professionals in a rapidly growing organisation.

If you’re planning to build your career with leading multinational technology and fintech companies, explore the Highest Paying IT Companies in India for Freshers for additional career opportunities.

How to Apply

1. Visit the official Razorpay Careers website.
2. Open the Junior Analyst – Risk Management job posting.
3. Create an account or sign in.
4. Complete the online application form.
5. Upload your updated resume.
6. Review all entered details carefully.
7. Submit your application through the official Razorpay Careers portal.

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Frequently Asked Questions (FAQs)

1. Who can apply for the Razorpay Junior Analyst – Risk Management role?
Candidates with a Bachelor’s degree who meet the official eligibility requirements can apply. Fresh graduates are encouraged to apply.

2. Is this opportunity suitable for freshers?
Yes. The official job posting states that freshers are eligible, making this an excellent opportunity for recent graduates.

3. What skills are preferred for this role?
Knowledge of risk management, fraud detection, chargebacks, CRM tools such as Freshdesk, transaction monitoring, communication skills, and analytical thinking is beneficial.

4. What is the job location?
According to the official job posting, the position is based in Bengaluru, Karnataka.

5. What salary does Razorpay offer?
The official job posting does not specify the salary for this role. Compensation will be offered according to Razorpay’s policies. To better understand salary terminology, read this guide on CTC vs In-Hand Salary Guide for Freshers.

Conclusion

The Razorpay Junior Analyst Risk Management Recruitment 2026 is an excellent opportunity for graduates who want to build a career in fintech, fraud prevention, and payment operations. If you meet the eligibility requirements, apply through the official Razorpay Careers portal as soon as possible and begin your journey with one of India’s leading fintech companies.